/* iMoney Wealth: navy ink, cream paper, iMoney blue for action, lime star used sparingly, book gold for rules. */
:root{
  --ink:#0b2340; --text:#26303d; --muted:#5f6772; --paper:#faf7f2; --white:#ffffff; --sand:#f1ebe0;
  --rule:#e3dccf; --blue:#1540b3; --blue-d:#0f3290; --lime:#b8cf1e; --gold:#c5a059; --gold-d:#8a6a2a; --green:#1e4634;
  --f:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --s0:clamp(16px,0.3vw + 15px,17.5px); --h1:clamp(2.1rem,3.8vw + 1rem,3.6rem); --h2:clamp(1.6rem,1.8vw + 1rem,2.3rem); --h3:1.2rem;
  --max:1120px; --radius:14px;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
body{margin:0;background:var(--paper);color:var(--text);font-family:var(--f);font-size:var(--s0);line-height:1.65;-webkit-font-smoothing:antialiased;font-optical-sizing:auto}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
a:hover{color:var(--blue-d)}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{color:var(--ink);line-height:1.15;margin:0 0 .5em;text-wrap:balance;letter-spacing:-.015em}
h1{font-size:var(--h1);font-weight:850}
h2{font-size:var(--h2);font-weight:800}
h3{font-size:var(--h3);font-weight:750}
p{margin:0 0 1em;max-width:68ch}
ul{padding-left:1.2em}
li{margin-bottom:.4em}
.wrap{max-width:var(--max);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.eyebrow{display:inline-block;font-size:.74rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--green)}
.lede{font-size:1.18rem;color:var(--muted);max-width:60ch}
.skip{position:absolute;left:-999px;top:8px;background:var(--white);padding:8px 12px;border-radius:8px;z-index:100}
.skip:focus{left:12px}

/* header */
.site-head{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--rule)}
.site-head .wrap{display:flex;align-items:center;gap:18px;min-height:74px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex:none}
.logo img{height:52px;width:auto}
.logo span{font-size:.72rem;font-weight:700;letter-spacing:.22em;color:var(--ink);text-transform:uppercase;border-left:1px solid var(--rule);padding-left:10px}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.92rem;padding:8px 11px;border-radius:8px;white-space:nowrap;line-height:1.2}
.nav a:hover,.nav a[aria-current="page"]{background:var(--sand)}
.btn{display:inline-flex;align-items:center;gap:8px;white-space:nowrap;text-decoration:none;font-weight:700;font-size:.95rem;padding:12px 20px;border-radius:999px;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--blue-d);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}
.btn-line{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-line:hover{background:var(--ink);color:#fff}
.nav .btn{margin-left:8px;padding:10px 16px;color:#fff}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--rule);border-radius:10px;padding:8px 12px;font:inherit;font-weight:700;color:var(--ink)}
@media (max-width:1199px) and (min-width:861px){
  .site-head .wrap{gap:12px}
  .logo img{height:42px}
  .nav a{font-size:.84rem;padding:7px 7px}
  .nav .btn{margin-left:6px;padding:9px 12px}
}
@media (max-width:999px) and (min-width:861px){
  .nav .btn{display:none}
}
@media (max-width:860px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--white);flex-direction:column;align-items:stretch;padding:10px max(20px,env(safe-area-inset-left,0px)) 18px;border-bottom:1px solid var(--rule)}
  .nav.open{display:flex}
  .nav a{padding:12px 10px}
  .nav .btn{margin:8px 0 0;justify-content:center}
  .logo span{display:none}
}

/* hero */
.hero{position:relative;color:#fff;background:var(--ink);overflow:hidden}
.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,14,30,.85) 0%,rgba(6,14,30,.45) 50%,rgba(6,14,30,0) 100%);z-index:1}
.hero .wrap{position:relative;z-index:2;padding-block:clamp(70px,10vw,130px)}
.hero h1{color:#fff;max-width:17ch}
.hero .lede{color:#dfe6ef}
.hero .eyebrow{color:var(--lime)}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero .credit{position:absolute;right:max(20px,env(safe-area-inset-right,0px));bottom:12px;z-index:2;font-size:.72rem;color:rgba(255,255,255,.7)}
@media (max-width:700px){.hero::before{background:linear-gradient(180deg,rgba(8,24,46,.88),rgba(8,24,46,.78))}}

.page-head{background:var(--ink);color:#fff;padding-block:clamp(48px,7vw,84px)}
.page-head h1{color:#fff;max-width:20ch}
.page-head .lede{color:#d6deea}
.page-head .eyebrow{color:var(--lime)}

section.band{padding-block:clamp(56px,7vw,96px)}
.band.white{background:var(--white)}
.band.sand{background:var(--sand)}
.band.navy{background:var(--ink);color:#e6ecf3}
.band.navy h2,.band.navy h3{color:#fff}
.sec-head{max-width:720px;margin-bottom:34px}

/* doors */
.doors{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
@media (max-width:900px){.doors{grid-template-columns:1fr}}
.door{display:flex;flex-direction:column;gap:10px;background:var(--white);border:1px solid var(--rule);border-radius:var(--radius);padding:26px;text-decoration:none;color:var(--text);transition:transform .15s,border-color .15s,box-shadow .15s;min-width:0}
.door:hover{transform:translateY(-3px);border-color:var(--blue);box-shadow:0 10px 30px rgba(11,35,64,.08);color:var(--text)}
.door .num{font-size:.72rem;font-weight:800;letter-spacing:.2em;color:var(--gold-d);text-transform:uppercase}
.door h3{font-size:1.4rem;margin:0}
.door p{margin:0;color:var(--muted)}
.door .go{margin-top:auto;padding-top:8px;font-weight:700;color:var(--blue)}

/* cards and grids */
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
@media (max-width:900px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:700px){.grid2,.grid3{grid-template-columns:1fr}}
.card{background:var(--white);border:1px solid var(--rule);border-radius:var(--radius);padding:24px;min-width:0}
.card h3{margin-bottom:.35em}
.card p:last-child{margin-bottom:0}
.sand .card{border-color:#e6dccb}
.point{border-top:3px solid var(--gold);padding-top:16px}
.point h3{font-size:1.1rem}
.split{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;align-items:center}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:28px}}
.ticks{list-style:none;padding:0;margin:0 0 1em}
.ticks li{position:relative;padding-left:28px;margin-bottom:.6em}
.ticks li::before{content:"";position:absolute;left:2px;top:.55em;width:12px;height:7px;border-left:2.5px solid var(--blue);border-bottom:2.5px solid var(--blue);transform:rotate(-45deg)}
.note{font-size:.9rem;color:var(--muted)}
.callout{background:var(--sand);border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:16px 20px;margin:20px 0}
.callout p{margin:0}

/* steps */
.steps{list-style:none;padding:0;margin:0;display:grid;gap:14px;counter-reset:s}
.steps li{display:grid;grid-template-columns:52px minmax(0,1fr);gap:16px;background:var(--white);border:1px solid var(--rule);border-radius:var(--radius);padding:20px;counter-increment:s;margin:0}
.steps li::before{content:counter(s);width:44px;height:44px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.1rem}
.steps h3{margin:4px 0 .3em}
.steps p{margin:0}

/* fees table */
.table-wrap{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--radius);background:var(--white)}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
th,td{text-align:left;padding:14px 16px;vertical-align:top;border-bottom:1px solid var(--rule)}
th{background:var(--ink);color:#fff;font-size:.82rem;letter-spacing:.04em}
tr:last-child td{border-bottom:none}
td:first-child{font-weight:700;color:var(--ink);width:30%}
.table-wrap .num{font-variant-numeric:tabular-nums;white-space:nowrap}

/* app + book promos */
.promo{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:center}
@media (max-width:860px){.promo{grid-template-columns:1fr}}
.promo .art{border:3px solid #0a0a0c;border-radius:8px;overflow:hidden;box-shadow:8px 8px 0 #0a0a0c;background:#fff}
.bookcard{display:grid;grid-template-columns:120px minmax(0,1fr);gap:20px;align-items:start}
.bookcover{aspect-ratio:3/4.2;border-radius:6px;background:var(--ink);color:#fff;padding:14px 12px;display:flex;flex-direction:column;justify-content:flex-end;box-shadow:6px 6px 0 var(--gold);font-weight:850;line-height:1.1;font-size:.95rem}
.bookcover small{display:block;font-weight:600;font-size:.62rem;letter-spacing:.14em;color:var(--gold);margin-top:8px;text-transform:uppercase}
.bookcover.space{background:#fbeb3d;color:#0a0a0c;box-shadow:6px 6px 0 #0a0a0c;border:2px solid #0a0a0c}
.bookcover.space small{color:#0260c4}

/* forms */
.formbox{background:var(--white);border:1px solid var(--rule);border-radius:var(--radius);padding:26px}
.hs-fallback{display:grid;gap:12px}
.hs-fallback p{margin:0}

/* about */
.portrait{background:var(--white);border:3px solid #0a0a0c;border-radius:10px;box-shadow:8px 8px 0 var(--lime);overflow:hidden}
.creds{display:flex;flex-wrap:wrap;gap:8px;margin:16px 0 0;padding:0;list-style:none}
.creds li{background:var(--sand);border-radius:999px;padding:6px 12px;font-size:.85rem;font-weight:600;color:var(--ink);margin:0}

/* cta band */
.cta-band{background:var(--blue);color:#fff}
.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;padding-block:44px}
.cta-band h2{color:#fff;margin:0;font-size:clamp(1.4rem,1.4vw + 1rem,2rem)}
.cta-band p{margin:.4em 0 0;color:#dbe5ff}
.cta-band .btn{background:#fff;color:var(--blue)}
.cta-band .btn:hover{background:var(--lime);color:#0a0a0c}

/* footer */
.site-foot{background:#081a30;color:#b9c4d2;font-size:.88rem;padding-block:54px 34px}
.site-foot a{color:#e6ecf3}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:34px}
@media (max-width:820px){.foot-grid{grid-template-columns:1fr}}
.site-foot h4{color:#fff;font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px}
.site-foot ul{list-style:none;padding:0;margin:0}
.site-foot li{margin-bottom:.5em}
.foot-logo{background:#fff;border-radius:10px;padding:10px 14px;display:inline-block;margin-bottom:14px}
.foot-logo img{height:30px;width:auto}
.legal{border-top:1px solid #1d3352;margin-top:34px;padding-top:22px;display:grid;gap:10px}
.legal p{max-width:none;margin:0;font-size:.82rem;line-height:1.6}
.legal strong{color:#fff}

/* prose pages */
.prose h2{margin-top:1.6em;font-size:1.5rem}
.prose h3{margin-top:1.3em}
.prose{max-width:760px}

/* resources */
.rgroup{font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-d);margin:34px 0 14px;padding-bottom:8px;border-bottom:1.5px solid var(--gold)}
.rgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.rgrid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (max-width:980px){.rgrid{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.rgrid,.rgrid.two{grid-template-columns:1fr}}
.rcard{display:grid;grid-template-columns:96px minmax(0,1fr);gap:18px;align-items:start;background:var(--white);border:1px solid var(--rule);border-radius:var(--radius);padding:20px;min-width:0}
.white .rcard{background:var(--paper)}
.rcard h3{font-size:1.1rem;margin:2px 0 6px}
.rcard p{font-size:.94rem;color:var(--muted);margin:0 0 12px}
.rcard p:last-child{margin:0}
.rcard .bookcover{font-size:.78rem;padding:10px 9px}
.rcard .bookcover small{font-size:.52rem}
.rcard.app{grid-template-columns:1fr}
.appshot{display:block;border:2px solid #0a0a0c;border-radius:6px;overflow:hidden;box-shadow:5px 5px 0 #0a0a0c}
.rkind{display:block;font-size:.68rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--green)}
.btn-sm{padding:8px 14px;font-size:.86rem}
.bookcover.green{background:var(--green);box-shadow:6px 6px 0 var(--lime)}
.bookcover.green small{color:var(--lime)}
.bookcover.blue{background:var(--blue);box-shadow:6px 6px 0 var(--gold)}
.bookcover.blue small{color:#ffffff}

/* Earthrise hero: fade is baked into the image, left side is pure black */
.hero{background:#000}
.hero::before{display:none}
.hero img.earth{position:absolute;right:0;bottom:0;height:100%;width:auto;max-width:none}
@media (max-width:860px){
  .hero img.earth{height:46%}
  .hero .wrap{padding-bottom:42vw}
}

.bookcover.img,.rcard .bookcover.img{padding:0;overflow:hidden;aspect-ratio:600/849;background:#fff}
.bookcover.img img{display:block;width:100%;height:100%;object-fit:cover}
.portrait.photo{max-width:380px;justify-self:center}
.portrait.photo img{display:block;width:100%;height:auto}
.quals{list-style:none;padding:0;margin:12px 0 22px;border-top:1px solid var(--rule)}
.quals li{display:flex;flex-direction:column;gap:2px;padding:12px 0;border-bottom:1px solid var(--rule)}
.quals strong{font-weight:700}
.quals span{color:var(--muted,#5b6472);font-size:.92rem}

/* How we work: process chevrons */
.process{list-style:none;margin:0 auto;padding:0;max-width:980px;display:grid;gap:6px}
.process li{display:grid;grid-template-columns:190px 1fr;gap:22px;align-items:center}
.process .stage{font-weight:800;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink);text-align:right}
.process .chev{position:relative;display:flex;gap:18px;align-items:flex-start;background:var(--blue);color:#fff;padding:22px 30px 40px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),50% 100%,0 calc(100% - 22px));filter:drop-shadow(6px 6px 0 rgba(10,10,12,.18))}
.process li:nth-child(even) .chev{background:#1a3fb0}
.process .chev h3{color:#fff;margin:0 0 6px;font-size:1.12rem}
.process .chev p{color:rgba(255,255,255,.86);margin:0;font-size:.96rem;line-height:1.5}
.process .n{flex:0 0 auto;width:38px;height:38px;border-radius:50%;background:var(--lime);color:#0a0a0c;font-weight:900;display:grid;place-items:center;font-size:1.05rem}
@media (max-width:760px){
  .process li{grid-template-columns:1fr;gap:6px}
  .process .stage{text-align:left;margin-top:10px}
  .process .chev{padding:18px 20px 36px}
}
.split > div:has(> .portrait.photo){align-self:start;position:sticky;top:100px}
@media (max-width:860px){.split > div:has(> .portrait.photo){position:static}}